Financial Planning

The first and crucial step in our financial planning process is to get to know our clients and find out what’s important to them – this exercise goes well beyond the numbers on paper.  Next, we perform a S.W.O.T (Strengths, Weaknesses, Opportunities and Threats) analysis on 6 key financial planning areas:

  • Financial Position
  • Investment Planning
  • Tax Planning
  • Retirement Planning
  • Protection Planning
  • Estate Planning

Regardless of the level of planning you desire, each financial planning client receives a personalized and detailed Action Plan.  This plan is proactively monitored by holding review sessions with clients on a regular basis and adjusted as needed.

Here are examples of areas that we can help with:

  • Portfolio analysis including risk analysis, market exposure and asset allocation.
  • Current Financial Position assessment – Balance Sheet, Net Worth and Cash Flow
  • Retirement readiness assessment
  • Tax planning for portfolio management and retirement strategies
  • Cash Management
  • Protection Planning assessment – Life, Disability Income and Long Term Care
  • Divorce financial planning
  • Estate & Legacy Planning